CIVIC
Federal • RALEIGH, North Carolina • Est. 1983
Quick Facts
- Charter Number
- #24003
- Type
- Federal
- Established
- 1983
- Headquarters
- RALEIGH, North Carolina 27609-7309
- Address
- 3600 WAKE FOREST RD
- Branches
- 12
- Members
- 355,581
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
355,581 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CIVIC |
|---|---|
| Total Assets | $3.3B |
| Members | 355,581 |
| Loans Outstanding | $3.0B |
| Shares & Deposits | $2.8B |
| Net Worth | $235.5M |
| Net Worth Ratio | 7.07% |
| Loan-to-Share Ratio | 106.9% |
| Delinquency Rate | 7.62% |
| Net Income | $-55,722,475 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations
LGFCU Corporate Office
323 W Jones St
Raleigh, NC 27603-1369
LGFCU WFR Operations Centre
Main Office3600 Wake Forest Rd
Raleigh, NC 27609-7309
Ahoskie
1118 Academy St N
Ahoskie, NC 27910
Asheville
275 Smokey Park HWY
Asheville, NC 28806
Charlotte
9605 N Tryon St Ste Q
Charlotte, NC 28262-8572
Who Can Join CIVIC?
Membership Type: Community
Membership eligibility for CIVIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact CIVIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. CIVIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CIVIC has 355,581 members and a potential membership field of 500,000 people.
CIVIC's net worth ratio is 7.07% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.1%, CIVIC meets this threshold.
CIVIC operates 12 branch locations. The main office is located at 3600 Wake Forest Rd, Raleigh, NC 27609-7309.
CIVIC was established in 1983. It is a federal credit union chartered under charter number 24003. The institution has been serving members for 43 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CIVIC. All financial data is for informational purposes only.