COASTAL1
State-Chartered • Pawtucket, Rhode Island • Est. 1926
Quick Facts
- Charter Number
- #67278
- Type
- State-Chartered
- Established
- 1926
- Headquarters
- Pawtucket, Rhode Island 02861-2200
- Address
- 1200 Central Ave
- Branches
- 19
- ATMs
- 19
- Members
- 145,616
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
145,616 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COASTAL1 |
|---|---|
| Total Assets | $3.4B |
| Members | 145,616 |
| Loans Outstanding | $2.9B |
| Shares & Deposits | $2.7B |
| Net Worth | $358.5M |
| Net Worth Ratio | 10.50% |
| Loan-to-Share Ratio | 109.1% |
| Delinquency Rate | 0.35% |
| Net Income | +$20,298,298 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
19 locations · 19 ATMs
Broadway Branch
540 Broadway
Pawtucket, RI 02860-1227
Newport Avenue
339 Newport Ave
Rumford, RI 02916-2140
Warren Avenue Branch
660 Warren Ave
East Providence, RI 02914-1410
Independence Way Branch
96 Independence Way
Cranston, RI 02921-2044
Sockanosset Crossroad Branch
40 Sockanosset Cross Rd
Cranston, RI 02920-5566
Who Can Join COASTAL1?
Membership Type: Community
Membership eligibility for COASTAL1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact COASTAL1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Rhode Island RankingsFrequently Asked Questions
Yes. COASTAL1 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COASTAL1 has 145,616 members and a potential membership field of 500,000 people.
COASTAL1's net worth ratio is 10.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.5%, COASTAL1 meets this threshold.
COASTAL1 operates 19 branch locations and has access to 19 ATMs. The main office is located at 1200 Central Ave, Pawtucket, RI 02861-2200.
COASTAL1 was established in 1926. It is a state-chartered credit union chartered under charter number 67278. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COASTAL1. All financial data is for informational purposes only.