COOSA VALLEY
State-Chartered • Rome, Georgia • Est. 1954
Quick Facts
- Charter Number
- #68683
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Rome, Georgia 30165
- Address
- 2010 Redmond CIR NW
- Branches
- 12
- ATMs
- 12
- Members
- 51,098
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
51,098 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COOSA VALLEY |
|---|---|
| Total Assets | $716.8M |
| Members | 51,098 |
| Loans Outstanding | $545.2M |
| Shares & Deposits | $644.3M |
| Net Worth | $67.6M |
| Net Worth Ratio | 9.53% |
| Loan-to-Share Ratio | 84.6% |
| Delinquency Rate | 0.69% |
| Net Income | +$10,087,518 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 12 ATMs
Admin Office
Main Office2010 Redmond CIR NW
Rome, GA 30165
East Rome Branch
1504 Dean Ave SE
Rome, GA 30161-7104
Cedartown Office
819 N Main St
Cedartown, GA 30125-2325
Cartersville Office
1149 N Tennessee St
Cartersville, GA 30120-2324
ROCKMART
1400 Chattahoochee Dr
Rockmart, GA 30153
Who Can Join COOSA VALLEY?
Membership Type: Community
Membership eligibility for COOSA VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact COOSA VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. COOSA VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COOSA VALLEY has 51,098 members and a potential membership field of 1,911,001 people.
COOSA VALLEY's net worth ratio is 9.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, COOSA VALLEY meets this threshold.
COOSA VALLEY operates 12 branch locations and has access to 12 ATMs. The main office is located at 2010 Redmond CIR NW, Rome, GA 30165.
COOSA VALLEY was established in 1954. It is a state-chartered credit union chartered under charter number 68683. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COOSA VALLEY. All financial data is for informational purposes only.