CRANSTON MUNICIPAL EMPLOYEES
State-Chartered • CRANSTON, Rhode Island • Est. 1946
Quick Facts
- Charter Number
- #60780
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- CRANSTON, Rhode Island 02920
- Address
- 1615 PONTIAC AVE
- Branches
- 2
- ATMs
- 1
- Members
- 3,120
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,120 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CRANSTON MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $79.5M |
| Members | 3,120 |
| Loans Outstanding | $48.4M |
| Shares & Deposits | $59.0M |
| Net Worth | $15.1M |
| Net Worth Ratio | 18.94% |
| Loan-to-Share Ratio | 82.0% |
| Delinquency Rate | 0.30% |
| Net Income | $-184,042 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Corporate Office
Main Office1615 Pontiac Ave
Cranston, RI 02920
Oaklawn Branch
1224 Oaklawn Ave
Cranston, RI 02920
Who Can Join CRANSTON MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for CRANSTON MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact CRANSTON MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Rhode Island RankingsFrequently Asked Questions
Yes. CRANSTON MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CRANSTON MUNICIPAL EMPLOYEES has 3,120 members and a potential membership field of 1,112,308 people.
CRANSTON MUNICIPAL EMPLOYEES's net worth ratio is 18.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.9%, CRANSTON MUNICIPAL EMPLOYEES meets this threshold.
CRANSTON MUNICIPAL EMPLOYEES operates 2 branch locations and has access to 1 ATMs. The main office is located at 1615 Pontiac Ave, Cranston, RI 02920.
CRANSTON MUNICIPAL EMPLOYEES was established in 1946. It is a state-chartered credit union chartered under charter number 60780. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CRANSTON MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.