DAKOTA WEST
State-Chartered • WATFORD CITY, North Dakota • Est. 1941
Quick Facts
- Charter Number
- #62380
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- WATFORD CITY, North Dakota 58854
- Address
- PO BOX 1496
- Branches
- 8
- ATMs
- 6
- Members
- 7,199
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
7,199 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DAKOTA WEST |
|---|---|
| Total Assets | $336.1M |
| Members | 7,199 |
| Loans Outstanding | $166.7M |
| Shares & Deposits | $292.3M |
| Net Worth | $44.5M |
| Net Worth Ratio | 13.24% |
| Loan-to-Share Ratio | 57.0% |
| Delinquency Rate | 2.77% |
| Net Income | +$2,400,718 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 6 ATMs
Dakota West Credit Union
Main Office340 N MAIN ST
Watford City, ND 58854
Dakota West Credit Union Turtle Lake Branch
118 Main St
Turtle Lake, ND 58575
Dakota West Credit Union Mohall Branch
202 Main St E
Mohall, ND 58761
Dakota West Credit Union New England Branch
900 Main St
New England, ND 58647
Dakota West Credit Union Bowman Branch
211 1st Ave SW
Bowman, ND 58623
Who Can Join DAKOTA WEST?
Membership Type: Community
Membership eligibility for DAKOTA WEST may vary. Contact the credit union directly to confirm qualification requirements.
Contact DAKOTA WEST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Dakota RankingsFrequently Asked Questions
Yes. DAKOTA WEST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DAKOTA WEST has 7,199 members and a potential membership field of 351,983 people.
DAKOTA WEST's net worth ratio is 13.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.2%, DAKOTA WEST meets this threshold.
DAKOTA WEST operates 8 branch locations and has access to 6 ATMs. The main office is located at 340 N MAIN ST, Watford City, ND 58854.
DAKOTA WEST was established in 1941. It is a state-chartered credit union chartered under charter number 62380. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DAKOTA WEST. All financial data is for informational purposes only.