EASTMAN
State-Chartered • Kingsport, Tennessee • Est. 1934
Quick Facts
- Charter Number
- #68095
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Kingsport, Tennessee 37662
- Address
- P. O. Box 1989
- Branches
- 30
- ATMs
- 30
- Members
- 355,885
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
355,885 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EASTMAN |
|---|---|
| Total Assets | $9.9B |
| Members | 355,885 |
| Loans Outstanding | $7.8B |
| Shares & Deposits | $8.4B |
| Net Worth | $1.4B |
| Net Worth Ratio | 14.27% |
| Loan-to-Share Ratio | 93.2% |
| Delinquency Rate | 0.28% |
| Net Income | +$201,219,739 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
30 locations · 30 ATMs
MeadowView
Main Office2021 Meadowview Ln
Kingsport, TN 37660
Volunteer Parkway
1237 Volunteer Pkwy
Bristol, TN 37620
Broyles Drive
113 Broyles Dr
Johnson City, TN 37601
Colonial Heights
170 Wendover Dr
Kingsport, TN 37663
Mt. Carmel
166 Main St E
Mount Carmel, TN 37645
Who Can Join EASTMAN?
Membership Type: Community
Membership eligibility for EASTMAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact EASTMAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. EASTMAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EASTMAN has 355,885 members and a potential membership field of 1,233,294 people.
EASTMAN's net worth ratio is 14.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.3%, EASTMAN meets this threshold.
EASTMAN operates 30 branch locations and has access to 30 ATMs. The main office is located at 2021 Meadowview Ln, Kingsport, TN 37660.
EASTMAN was established in 1934. It is a state-chartered credit union chartered under charter number 68095. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EASTMAN. All financial data is for informational purposes only.