EDUCATIONAL SYSTEMS
Federal • Greenbelt, Maryland • Est. 1955
Quick Facts
- Charter Number
- #10696
- Type
- Federal
- Established
- 1955
- Headquarters
- Greenbelt, Maryland 20768-0179
- Address
- PO Box 179
- Branches
- 14
- ATMs
- 19
- Members
- 83,975
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
83,975 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATIONAL SYSTEMS |
|---|---|
| Total Assets | $1.3B |
| Members | 83,975 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $1.1B |
| Net Worth | $145.4M |
| Net Worth Ratio | 10.88% |
| Loan-to-Share Ratio | 87.5% |
| Delinquency Rate | 0.45% |
| Net Income | +$14,555,105 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
14 locations · 19 ATMs
Corporate Office
Main Office7500 Greenway Center Dr
Greenbelt, MD 20770
Waldorf
169A Smallwood Village Ctr
Waldorf, MD 20602
Lexington Park
46320 Lexington Village Way
Lexington Park, MD 20653
Greenbelt
7500 Greenway Center Dr Ste 140
Greenbelt, MD 20770
Prince Frederick
705 Prince Frederick Blvd
Prince Frederick, MD 20678
Who Can Join EDUCATIONAL SYSTEMS?
Membership Type: Community
Membership eligibility for EDUCATIONAL SYSTEMS may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATIONAL SYSTEMS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. EDUCATIONAL SYSTEMS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDUCATIONAL SYSTEMS has 83,975 members and a potential membership field of 500,000 people.
EDUCATIONAL SYSTEMS's net worth ratio is 10.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, EDUCATIONAL SYSTEMS meets this threshold.
EDUCATIONAL SYSTEMS operates 14 branch locations and has access to 19 ATMs. The main office is located at 7500 Greenway Center Dr, Greenbelt, MD 20770.
EDUCATIONAL SYSTEMS was established in 1955. It is a federal credit union chartered under charter number 10696. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATIONAL SYSTEMS. All financial data is for informational purposes only.