FAIRMONT
Federal • FAIRMONT, West Virginia • Est. 1939
Quick Facts
- Charter Number
- #3439
- Type
- Federal
- Established
- 1939
- Headquarters
- FAIRMONT, West Virginia 26555-2139
- Address
- PO BOX 2139
- Branches
- 9
- ATMs
- 9
- Members
- 45,182
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
45,182 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAIRMONT |
|---|---|
| Total Assets | $580.6M |
| Members | 45,182 |
| Loans Outstanding | $378.0M |
| Shares & Deposits | $523.7M |
| Net Worth | $56.2M |
| Net Worth Ratio | 9.92% |
| Loan-to-Share Ratio | 72.2% |
| Delinquency Rate | 0.55% |
| Net Income | +$5,494,201 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 9 ATMs
Gateway Connector Office
Main Office2 The Credit Union Way
Fairmont, WV 26554-1567
12th St Drive Thru
1201 Beverly Rd
Fairmont, WV 26554
Charles Pointe
680 Genesis Blvd
Bridgeport, WV 26330
Mannington
5160 Husky Hwy
Mannington, WV 26582-7154
Pineview
1254 Pineview Dr
Morgantown, WV 26505-2731
Who Can Join FAIRMONT?
Membership Type: Other/Unknown
Membership eligibility for FAIRMONT may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAIRMONT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Browse all federally insured credit unions in West Virginia, ranked by assets, members, and financial health score.
View West Virginia RankingsFrequently Asked Questions
Yes. FAIRMONT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FAIRMONT has 45,182 members and a potential membership field of 280,303 people.
FAIRMONT's net worth ratio is 9.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, FAIRMONT meets this threshold.
FAIRMONT operates 9 branch locations and has access to 9 ATMs. The main office is located at 2 The Credit Union Way, Fairmont, WV 26554-1567.
FAIRMONT was established in 1939. It is a federal credit union chartered under charter number 3439. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FAIRMONT. All financial data is for informational purposes only.