FAMILY TRUST
Federal • Rock Hill, South Carolina • Est. 1957
Quick Facts
- Charter Number
- #11554
- Type
- Federal
- Established
- 1957
- Headquarters
- Rock Hill, South Carolina 29731
- Address
- PO Drawer 10233
- Branches
- 8
- ATMs
- 8
- Members
- 58,863
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
58,863 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAMILY TRUST |
|---|---|
| Total Assets | $774.8M |
| Members | 58,863 |
| Loans Outstanding | $621.2M |
| Shares & Deposits | $656.8M |
| Net Worth | $92.5M |
| Net Worth Ratio | 11.92% |
| Loan-to-Share Ratio | 94.6% |
| Delinquency Rate | 0.79% |
| Net Income | +$11,889,384 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Family Trust Center
Main Office225 White St W
Rock Hill, SC 29730-4039
Business Boulevard Centre
1615 Progress Way
Rock Hill, SC 29730
Celanese
2700 Celanese Rd
Rock Hill, SC 29732-9406
East York
1690 Old York Rd
York, SC 29745
South Pointe
1490 Albright Rd
Rock Hill, SC 29730
Who Can Join FAMILY TRUST?
Membership Type: Occupational
Membership eligibility for FAMILY TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAMILY TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Browse all federally insured credit unions in South Carolina, ranked by assets, members, and financial health score.
View South Carolina RankingsFrequently Asked Questions
Yes. FAMILY TRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FAMILY TRUST has 58,863 members and a potential membership field of 873,746 people.
FAMILY TRUST's net worth ratio is 11.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, FAMILY TRUST meets this threshold.
FAMILY TRUST operates 8 branch locations and has access to 8 ATMs. The main office is located at 225 White St W, Rock Hill, SC 29730-4039.
FAMILY TRUST was established in 1957. It is a federal credit union chartered under charter number 11554. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FAMILY TRUST. All financial data is for informational purposes only.