FIRST ATLANTIC
Federal • EATONTOWN, New Jersey • Est. 1935
Quick Facts
- Charter Number
- #82
- Type
- Federal
- Established
- 1935
- Headquarters
- EATONTOWN, New Jersey 07724-2210
- Address
- 468 INDUSTRIAL WAY W
- Branches
- 4
- ATMs
- 3
- Members
- 21,897
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
21,897 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST ATLANTIC |
|---|---|
| Total Assets | $321.8M |
| Members | 21,897 |
| Loans Outstanding | $200.2M |
| Shares & Deposits | $273.3M |
| Net Worth | $43.0M |
| Net Worth Ratio | 13.36% |
| Loan-to-Share Ratio | 73.3% |
| Delinquency Rate | 1.05% |
| Net Income | +$6,199,287 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
EATONTOWN
468 INDUSTRIAL WAY W
EATONTOWN, NJ 07724-2210
CORP HEADQUARTERS
Main Office468 INDUSTRIAL WAY W
EATONTOWN, NJ 07724-2210
OceanPort
495 OceanPort Ave
OceanPort, NJ 07757-1235
Toms River - Rte 9
1580 Lakewood Road
Toms River, NJ 08754
Who Can Join FIRST ATLANTIC?
Membership Type: Other/Unknown
Membership eligibility for FIRST ATLANTIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST ATLANTIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. FIRST ATLANTIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST ATLANTIC has 21,897 members and a potential membership field of 2,144,006 people.
FIRST ATLANTIC's net worth ratio is 13.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, FIRST ATLANTIC meets this threshold.
FIRST ATLANTIC operates 4 branch locations and has access to 3 ATMs. The main office is located at 468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724-2210.
FIRST ATLANTIC was established in 1935. It is a federal credit union chartered under charter number 82. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST ATLANTIC. All financial data is for informational purposes only.