FIRST CHOICE AMERICA COMMUNITY
Federal • Weirton, West Virginia • Est. 1939
Quick Facts
- Charter Number
- #3264
- Type
- Federal
- Established
- 1939
- Headquarters
- Weirton, West Virginia 26062
- Address
- P.O. Box 762 Cove Station
- Branches
- 8
- ATMs
- 8
- Members
- 31,129
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
31,129 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CHOICE AMERICA COMMUNITY |
|---|---|
| Total Assets | $687.5M |
| Members | 31,129 |
| Loans Outstanding | $137.7M |
| Shares & Deposits | $561.0M |
| Net Worth | $123.6M |
| Net Worth Ratio | 17.98% |
| Loan-to-Share Ratio | 24.5% |
| Delinquency Rate | 0.37% |
| Net Income | +$12,221,374 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Main Office
Main Office3501 Main St
Weirton, WV 26062
Three Springs Drive
370 Three Springs Dr
Weirton, WV 26062
Steubenville Office
1835 Sunset Blvd
Steubenville, OH 43952
Chester Office
300 Carolina Ave
Chester, WV 26034
Wintersville Office
762 Canton Rd
Wintersville, OH 43953
Who Can Join FIRST CHOICE AMERICA COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for FIRST CHOICE AMERICA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CHOICE AMERICA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. FIRST CHOICE AMERICA COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST CHOICE AMERICA COMMUNITY has 31,129 members and a potential membership field of 100,000 people.
FIRST CHOICE AMERICA COMMUNITY's net worth ratio is 17.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.0%, FIRST CHOICE AMERICA COMMUNITY meets this threshold.
FIRST CHOICE AMERICA COMMUNITY operates 8 branch locations and has access to 8 ATMs. The main office is located at 3501 Main St, Weirton, WV 26062.
FIRST CHOICE AMERICA COMMUNITY was established in 1939. It is a federal credit union chartered under charter number 3264. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CHOICE AMERICA COMMUNITY. All financial data is for informational purposes only.