FIRST COMMUNITY
State-Chartered • Jamestown, North Dakota • Est. 1939
Quick Facts
- Charter Number
- #60103
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Jamestown, North Dakota 58402-2180
- Address
- PO Box 2180
- Branches
- 27
- ATMs
- 22
- Members
- 46,751
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
46,751 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST COMMUNITY |
|---|---|
| Total Assets | $1.5B |
| Members | 46,751 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.1B |
| Net Worth | $181.9M |
| Net Worth Ratio | 12.53% |
| Loan-to-Share Ratio | 93.5% |
| Delinquency Rate | 0.56% |
| Net Income | +$11,744,497 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
27 locations · 22 ATMs
Administrative Center
Main Office310 10th St SE
Jamestown, ND 58401-5555
Branch - Jamestown
111 9th St SW
Jamestown, ND 58401-4617
Branch - Jamestown Buffalo Mall
606 25th St SW
Jamestown, ND 58401-6600
Branch - Fargo
4521 19th Ave S
Fargo, ND 58103-7701
Branch - Hankinson
334 Main Ave S
Hankinson, ND 58041-4101
Who Can Join FIRST COMMUNITY?
Membership Type: Community
Membership eligibility for FIRST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
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View North Dakota RankingsFrequently Asked Questions
Yes. FIRST COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST COMMUNITY has 46,751 members and a potential membership field of 845,000 people.
FIRST COMMUNITY's net worth ratio is 12.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.5%, FIRST COMMUNITY meets this threshold.
FIRST COMMUNITY operates 27 branch locations and has access to 22 ATMs. The main office is located at 310 10th St SE, Jamestown, ND 58401-5555.
FIRST COMMUNITY was established in 1939. It is a state-chartered credit union chartered under charter number 60103. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST COMMUNITY. All financial data is for informational purposes only.