FIRST FINANCIAL OF MARYLAND
Federal • Sparks, Maryland • Est. 1953
Quick Facts
- Charter Number
- #8554
- Type
- Federal
- Established
- 1953
- Headquarters
- Sparks, Maryland 21152-9202
- Address
- 72 Loveton Cir
- Branches
- 9
- ATMs
- 6
- Members
- 77,416
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
77,416 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST FINANCIAL OF MARYLAND |
|---|---|
| Total Assets | $1.4B |
| Members | 77,416 |
| Loans Outstanding | $867.5M |
| Shares & Deposits | $1.1B |
| Net Worth | $238.5M |
| Net Worth Ratio | 17.50% |
| Loan-to-Share Ratio | 76.7% |
| Delinquency Rate | 0.52% |
| Net Income | +$9,422,194 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 6 ATMs
Catonsville
40 W Plaza
Catonsville, MD 21228
Westminster
625 Baltimore Blvd Ste H
Westminster, MD 21157-6183
Golden Ring
8665 Pulaski Hwy Ste 118
Baltimore, MD 21237-3028
Fullerton
7966 Belair Rd
Baltimore, MD 21236-3706
Owings Mills
9906 Reisterstown Rd
Owings Mills, MD 21117-3945
Who Can Join FIRST FINANCIAL OF MARYLAND?
Membership Type: Community
Membership eligibility for FIRST FINANCIAL OF MARYLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST FINANCIAL OF MARYLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. FIRST FINANCIAL OF MARYLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST FINANCIAL OF MARYLAND has 77,416 members and a potential membership field of 262,650 people.
FIRST FINANCIAL OF MARYLAND's net worth ratio is 17.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.5%, FIRST FINANCIAL OF MARYLAND meets this threshold.
FIRST FINANCIAL OF MARYLAND operates 9 branch locations and has access to 6 ATMs. The main office is located at 72 Loveton Cir, Sparks, MD 21152-9202.
FIRST FINANCIAL OF MARYLAND was established in 1953. It is a federal credit union chartered under charter number 8554. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST FINANCIAL OF MARYLAND. All financial data is for informational purposes only.