FOUNDERS
Federal • Lancaster, South Carolina • Est. 1961
Quick Facts
- Charter Number
- #24063
- Type
- Federal
- Established
- 1961
- Headquarters
- Lancaster, South Carolina 29720
- Address
- 737 Plantation Rd
- Branches
- 49
- ATMs
- 44
- Members
- 287,766
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
287,766 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOUNDERS |
|---|---|
| Total Assets | $5.1B |
| Members | 287,766 |
| Loans Outstanding | $4.0B |
| Shares & Deposits | $4.3B |
| Net Worth | $671.6M |
| Net Worth Ratio | 13.20% |
| Loan-to-Share Ratio | 92.9% |
| Delinquency Rate | 0.90% |
| Net Income | +$115,470,386 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
49 locations · 44 ATMs
North Main
607 N Main St
Lancaster, SC 29720
Anderson Road
778 Anderson Rd N
Rock Hill, SC 29730
Cheraw
2599 Highway 9
Cheraw, SC 29520
Chester
1769 J A Cochran Byp
Chester, SC 29706
Chesterfield
1234 West Blvd
Chesterfield, SC 29709
Who Can Join FOUNDERS?
Membership Type: Occupational
Membership eligibility for FOUNDERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOUNDERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Browse all federally insured credit unions in South Carolina, ranked by assets, members, and financial health score.
View South Carolina RankingsFrequently Asked Questions
Yes. FOUNDERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FOUNDERS has 287,766 members and a potential membership field of 2,582,874 people.
FOUNDERS's net worth ratio is 13.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.2%, FOUNDERS meets this threshold.
FOUNDERS operates 49 branch locations and has access to 44 ATMs. The main office is located at 737 Plantation Rd, Lancaster, SC 29720.
FOUNDERS was established in 1961. It is a federal credit union chartered under charter number 24063. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FOUNDERS. All financial data is for informational purposes only.