GARDEN SAVINGS
Federal • PARSIPPANY, New Jersey • Est. 1968
Quick Facts
- Charter Number
- #18710
- Type
- Federal
- Established
- 1968
- Headquarters
- PARSIPPANY, New Jersey 07054-1869
- Address
- 129 LITTLETON ROAD
- Branches
- 6
- ATMs
- 6
- Members
- 30,733
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
30,733 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GARDEN SAVINGS |
|---|---|
| Total Assets | $492.7M |
| Members | 30,733 |
| Loans Outstanding | $354.5M |
| Shares & Deposits | $428.1M |
| Net Worth | $41.2M |
| Net Worth Ratio | 8.37% |
| Loan-to-Share Ratio | 82.8% |
| Delinquency Rate | 1.38% |
| Net Income | +$1,803,320 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Main
Main Office129 Littleton Rd
Parsippany, NJ 07054-1869
Regular Branch
120 Ferry St
Newark, NJ 07105
Dover Branch
23 Prospect St
Dover, NJ 07801
South Orange Branch
15 Scotland Rd
South Orange, NJ 07079
Brick Branch
990 Cedar Bridge Ave
Brick, NJ 08723
Who Can Join GARDEN SAVINGS?
Membership Type: Community
Membership eligibility for GARDEN SAVINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact GARDEN SAVINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. GARDEN SAVINGS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GARDEN SAVINGS has 30,733 members and a potential membership field of 609,128 people.
GARDEN SAVINGS's net worth ratio is 8.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, GARDEN SAVINGS meets this threshold.
GARDEN SAVINGS operates 6 branch locations and has access to 6 ATMs. The main office is located at 129 Littleton Rd, Parsippany, NJ 07054-1869.
GARDEN SAVINGS was established in 1968. It is a federal credit union chartered under charter number 18710. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GARDEN SAVINGS. All financial data is for informational purposes only.