GEORGIA UNITED
State-Chartered • DULUTH, Georgia • Est. 1958
Quick Facts
- Charter Number
- #68607
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- DULUTH, Georgia 30097-4356
- Address
- 6705 SUGARLOAF PKWY
- Branches
- 15
- ATMs
- 2
- Members
- 157,263
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
157,263 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GEORGIA UNITED |
|---|---|
| Total Assets | $2.4B |
| Members | 157,263 |
| Loans Outstanding | $1.8B |
| Shares & Deposits | $2.0B |
| Net Worth | $260.5M |
| Net Worth Ratio | 11.05% |
| Loan-to-Share Ratio | 85.7% |
| Delinquency Rate | 0.90% |
| Net Income | +$33,775,429 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 2 ATMs
Clarkston Office
500 N Indian Creek Dr
Clarkston, GA 30021-2362
Dalton - Calhoun St
605 Calhoun St
Dalton, GA 30721-3302
Cumming Office
731 Atlanta Hwy
Cumming, GA 30040
Decatur Office
5173 Panola Industrial Blvd
Decatur, GA 30035-4010
Athens Office
190 Gaines School Rd
Athens, GA 30605-3118
Who Can Join GEORGIA UNITED?
Membership Type: Community
Membership eligibility for GEORGIA UNITED may vary. Contact the credit union directly to confirm qualification requirements.
Contact GEORGIA UNITED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. GEORGIA UNITED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GEORGIA UNITED has 157,263 members and a potential membership field of 8,855,985 people.
GEORGIA UNITED's net worth ratio is 11.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, GEORGIA UNITED meets this threshold.
GEORGIA UNITED operates 15 branch locations and has access to 2 ATMs. The main office is located at 6705 Sugarloaf Pkwy, Duluth, GA 30097-4356.
GEORGIA UNITED was established in 1958. It is a state-chartered credit union chartered under charter number 68607. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GEORGIA UNITED. All financial data is for informational purposes only.