HEARD A.M.E.
Federal • ROSELLE, New Jersey • Est. 1980
Quick Facts
- Charter Number
- #23615
- Type
- Federal
- Established
- 1980
- Headquarters
- ROSELLE, New Jersey 07203
- Address
- 310 E 8TH AVE
- Branches
- 1
- Members
- 167
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
167 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HEARD A.M.E. |
|---|---|
| Total Assets | $176K |
| Members | 167 |
| Loans Outstanding | $52K |
| Shares & Deposits | $161K |
| Net Worth | $14K |
| Net Worth Ratio | 7.94% |
| Loan-to-Share Ratio | 32.1% |
| Delinquency Rate | 0.85% |
| Net Income | +$3,738 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Heard A M E Church
Main Office310 E 8th Ave
Roselle, NJ 07203
Who Can Join HEARD A.M.E.?
Membership Type: Community
Membership eligibility for HEARD A.M.E. may vary. Contact the credit union directly to confirm qualification requirements.
Contact HEARD A.M.E. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. HEARD A.M.E. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HEARD A.M.E. has 167 members and a potential membership field of 250 people.
HEARD A.M.E.'s net worth ratio is 7.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.9%, HEARD A.M.E. meets this threshold.
HEARD A.M.E. operates 1 branch location. The main office is located at 310 E 8th Ave, Roselle, NJ 07203.
HEARD A.M.E. was established in 1980. It is a federal credit union chartered under charter number 23615. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HEARD A.M.E.. All financial data is for informational purposes only.