HOME TOWN
Federal • Owatonna, Minnesota • Est. 1974
Quick Facts
- Charter Number
- #21669
- Type
- Federal
- Established
- 1974
- Headquarters
- Owatonna, Minnesota 55060-5003
- Address
- 2400 W Bridge St
- Branches
- 4
- ATMs
- 4
- Members
- 25,572
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
25,572 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOME TOWN |
|---|---|
| Total Assets | $295.6M |
| Members | 25,572 |
| Loans Outstanding | $195.3M |
| Shares & Deposits | $265.1M |
| Net Worth | $29.7M |
| Net Worth Ratio | 10.40% |
| Loan-to-Share Ratio | 73.7% |
| Delinquency Rate | 0.61% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Bridge Street
Main Office2400 W Bridge St
Owatonna, MN 55060-5003
Faribault
1205 Highway 60 W
Faribault, MN 55021-4964
Northfield
2000 Honey Locust Drive
Northfield, MN 55057-4867
Owatonna South Branch
150 18th St SW
Owatonna, MN 55060
Who Can Join HOME TOWN?
Membership Type: Other/Unknown
Membership eligibility for HOME TOWN may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOME TOWN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
HOME TOWN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HOME TOWN has 25,572 members and a potential membership field of 997,729 people.
HOME TOWN's reported net worth ratio is 10.40% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HOME TOWN operates 4 branch locations and has access to 4 ATMs. The main office is located at 2400 W Bridge St, Owatonna, MN 55060-5003.
HOME TOWN was established in 1974. It is a federal credit union chartered under charter number 21669. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HOME TOWN. All financial data is for informational purposes only.