INTREPID
State-Chartered • Helena, Montana • Est. 1936
Quick Facts
- Charter Number
- #68495
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Helena, Montana 59624
- Address
- PO Box 159
- Branches
- 7
- ATMs
- 6
- Members
- 18,666
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
18,666 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INTREPID |
|---|---|
| Total Assets | $309.6M |
| Members | 18,666 |
| Loans Outstanding | $214.2M |
| Shares & Deposits | $265.0M |
| Net Worth | $33.3M |
| Net Worth Ratio | 10.76% |
| Loan-to-Share Ratio | 80.8% |
| Delinquency Rate | 0.64% |
| Net Income | +$1,512,365 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
Helena - Kessler
915 Kessler St
Helena, MT 59601
Helena - Prospect
1930 Prospect Ave
Helena, MT 59601
Helena - Sanders
3150 N Sanders St
Helena, MT 59602-0255
Bozeman - Jacob's Crossing
424 E Main St Ste 102B
Bozeman, MT 59715-4756
Helena - Great Northern Town Center
Main Office50 W 14th St
Helena, MT 59601-3443
Who Can Join INTREPID?
Membership Type: Community
Membership eligibility for INTREPID may vary. Contact the credit union directly to confirm qualification requirements.
Contact INTREPID directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Montana
Browse all federally insured credit unions in Montana, ranked by assets, members, and financial health score.
View Montana RankingsFrequently Asked Questions
Yes. INTREPID is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, INTREPID has 18,666 members and a potential membership field of 906,800 people.
INTREPID's net worth ratio is 10.76% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, INTREPID meets this threshold.
INTREPID operates 7 branch locations and has access to 6 ATMs. The main office is located at 50 W 14th St, Helena, MT 59601-3443.
INTREPID was established in 1936. It is a state-chartered credit union chartered under charter number 68495. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or INTREPID. All financial data is for informational purposes only.