LONG REACH
Federal • Middlebourne, West Virginia • Est. 1975
Quick Facts
- Charter Number
- #22241
- Type
- Federal
- Established
- 1975
- Headquarters
- Middlebourne, West Virginia 26149-9602
- Address
- 315 Main St
- Branches
- 5
- ATMs
- 5
- Members
- 10,747
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
10,747 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LONG REACH |
|---|---|
| Total Assets | $181.0M |
| Members | 10,747 |
| Loans Outstanding | $119.4M |
| Shares & Deposits | $162.6M |
| Net Worth | $18.2M |
| Net Worth Ratio | 10.03% |
| Loan-to-Share Ratio | 73.4% |
| Delinquency Rate | 1.27% |
| Net Income | +$2,694,427 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Friendly
10767 Energy Hwy
Friendly, WV 26146-7512
Middlebourne
Main Office315 Main St
Middlebourne, WV 26149-9602
St. Marys
810 3rd St
Saint Marys, WV 26170-1155
Ellenboro
165 E Washington Ave
Ellenboro, WV 26346
West Union
54 Main St
West Union, WV 26456
Who Can Join LONG REACH?
Membership Type: Community
Membership eligibility for LONG REACH may vary. Contact the credit union directly to confirm qualification requirements.
Contact LONG REACH directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. LONG REACH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LONG REACH has 10,747 members and a potential membership field of 35,000 people.
LONG REACH's net worth ratio is 10.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, LONG REACH meets this threshold.
LONG REACH operates 5 branch locations and has access to 5 ATMs. The main office is located at 315 Main St, Middlebourne, WV 26149-9602.
LONG REACH was established in 1975. It is a federal credit union chartered under charter number 22241. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LONG REACH. All financial data is for informational purposes only.