MEMBERS HERITAGE
State-Chartered • Lexington, Kentucky • Est. 1960
Quick Facts
- Charter Number
- #68661
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Lexington, Kentucky 40511-1829
- Address
- 440 Park Pl
- Branches
- 5
- ATMs
- 5
- Members
- 54,440
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
54,440 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS HERITAGE |
|---|---|
| Total Assets | $564.0M |
| Members | 54,440 |
| Loans Outstanding | $363.9M |
| Shares & Deposits | $490.8M |
| Net Worth | $71.6M |
| Net Worth Ratio | 12.69% |
| Loan-to-Share Ratio | 74.1% |
| Delinquency Rate | 0.41% |
| Net Income | +$5,814,035 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Park Place
Main Office440 Park Pl
Lexington, KY 40511-1829
Members Way Branch
2420 Members Way
Lexington, KY 40504
Pimlico Branch
3202 Custer Dr
Lexington, KY 40517-4025
Winchester Branch
339 Shoppers Dr
Winchester, KY 40391-1379
Nicholasville Branch
1039 N Main St
Nicholasville, KY 40356-2312
Who Can Join MEMBERS HERITAGE?
Membership Type: Community
Membership eligibility for MEMBERS HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Browse all federally insured credit unions in Kentucky, ranked by assets, members, and financial health score.
View Kentucky RankingsFrequently Asked Questions
Yes. MEMBERS HERITAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS HERITAGE has 54,440 members and a potential membership field of 918,274 people.
MEMBERS HERITAGE's net worth ratio is 12.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, MEMBERS HERITAGE meets this threshold.
MEMBERS HERITAGE operates 5 branch locations and has access to 5 ATMs. The main office is located at 440 Park Pl, Lexington, KY 40511-1829.
MEMBERS HERITAGE was established in 1960. It is a state-chartered credit union chartered under charter number 68661. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS HERITAGE. All financial data is for informational purposes only.