MERCK EMPLOYEES
Federal • RAHWAY, New Jersey • Est. 1936
Quick Facts
- Charter Number
- #1454
- Type
- Federal
- Established
- 1936
- Headquarters
- RAHWAY, New Jersey 07065-4607
- Address
- 126 E LINCOLN AVE
- Branches
- 3
- ATMs
- 5
- Members
- 24,104
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
24,104 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERCK EMPLOYEES |
|---|---|
| Total Assets | $1.8B |
| Members | 24,104 |
| Loans Outstanding | $217.5M |
| Shares & Deposits | $1.2B |
| Net Worth | $253.9M |
| Net Worth Ratio | 13.97% |
| Loan-to-Share Ratio | 17.5% |
| Delinquency Rate | 0.21% |
| Net Income | +$3,587,711 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 5 ATMs
RAHWAY
Main Office126 E LINCOLN AVE
RAHWAY, NJ 07065-4607
UPTON
397 UPTON PL
RAHWAY, NJ 07065
ELKTON
2778 S EAST SIDE HWY
ELKTON, VA 22827-3628
Who Can Join MERCK EMPLOYEES?
Membership Type: Community
Membership eligibility for MERCK EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERCK EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Browse all federally insured credit unions in New Jersey, ranked by assets, members, and financial health score.
View New Jersey RankingsFrequently Asked Questions
Yes. MERCK EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MERCK EMPLOYEES has 24,104 members and a potential membership field of 100,000 people.
MERCK EMPLOYEES's net worth ratio is 13.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.0%, MERCK EMPLOYEES meets this threshold.
MERCK EMPLOYEES operates 3 branch locations and has access to 5 ATMs. The main office is located at 126 E LINCOLN AVE, RAHWAY, NJ 07065-4607.
MERCK EMPLOYEES was established in 1936. It is a federal credit union chartered under charter number 1454. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MERCK EMPLOYEES. All financial data is for informational purposes only.