MID MINNESOTA
Federal • Baxter, Minnesota • Est. 1970
Quick Facts
- Charter Number
- #20194
- Type
- Federal
- Established
- 1970
- Headquarters
- Baxter, Minnesota 56425-8554
- Address
- 13283 Isle Dr
- Branches
- 12
- ATMs
- 13
- Members
- 67,454
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
67,454 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MID MINNESOTA |
|---|---|
| Total Assets | $815.1M |
| Members | 67,454 |
| Loans Outstanding | $674.7M |
| Shares & Deposits | $716.8M |
| Net Worth | $74.8M |
| Net Worth Ratio | 9.18% |
| Loan-to-Share Ratio | 94.1% |
| Delinquency Rate | 0.41% |
| Net Income | +$10,456,914 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 13 ATMs
Mid Minnesota Federal Credit Union
Main Office13283 Isle Dr
Baxter, MN 56425-8554
Mid Minnesota Federal Credit Union
200 S 6th St
Brainerd, MN 56401-3536
Mid Minneosta Federal Credit Union
117 W Main St
Crosby, MN 56441-1423
Mid Minnesota Federal Credit Union
307 1st St SE
Little Falls, MN 56345-3005
Mid Minnesota Federal Credit Union
1220 4th St NE
Staples, MN 56479
Who Can Join MID MINNESOTA?
Membership Type: Community
Membership eligibility for MID MINNESOTA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MID MINNESOTA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Browse all federally insured credit unions in Minnesota, ranked by assets, members, and financial health score.
View Minnesota RankingsFrequently Asked Questions
Yes. MID MINNESOTA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MID MINNESOTA has 67,454 members and a potential membership field of 329,392 people.
MID MINNESOTA's net worth ratio is 9.18% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, MID MINNESOTA meets this threshold.
MID MINNESOTA operates 12 branch locations and has access to 13 ATMs. The main office is located at 13283 Isle Dr, Baxter, MN 56425-8554.
MID MINNESOTA was established in 1970. It is a federal credit union chartered under charter number 20194. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MID MINNESOTA. All financial data is for informational purposes only.