MODERN EMPLOYEES
Federal • OWENSBORO, Kentucky • Est. 1953
Quick Facts
- Charter Number
- #8940
- Type
- Federal
- Established
- 1953
- Headquarters
- OWENSBORO, Kentucky 42303-3830
- Address
- 1727 MOSELEY ST
- Branches
- 1
- Members
- 511
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
511 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MODERN EMPLOYEES |
|---|---|
| Total Assets | $5.5M |
| Members | 511 |
| Loans Outstanding | $2.3M |
| Shares & Deposits | $5.0M |
| Net Worth | $468K |
| Net Worth Ratio | 8.48% |
| Loan-to-Share Ratio | 44.8% |
| Delinquency Rate | 4.89% |
| Net Income | $-533,629 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Modern Employees Federal Credit Union
Main Office1727 Moseley St
Owensboro, KY 42303-3830
Who Can Join MODERN EMPLOYEES?
Membership Type: Community
Membership eligibility for MODERN EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact MODERN EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. MODERN EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MODERN EMPLOYEES has 511 members and a potential membership field of 1,500 people.
MODERN EMPLOYEES's net worth ratio is 8.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.5%, MODERN EMPLOYEES meets this threshold.
MODERN EMPLOYEES operates 1 branch location. The main office is located at 1727 Moseley St, Owensboro, KY 42303-3830.
MODERN EMPLOYEES was established in 1953. It is a federal credit union chartered under charter number 8940. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MODERN EMPLOYEES. All financial data is for informational purposes only.