MONTANA
Federal • Great Falls, Montana • Est. 1940
Quick Facts
- Charter Number
- #4164
- Type
- Federal
- Established
- 1940
- Headquarters
- Great Falls, Montana 59403
- Address
- PO Box 5027
- Branches
- 4
- Members
- 26,100
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
26,100 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MONTANA |
|---|---|
| Total Assets | $351.8M |
| Members | 26,100 |
| Loans Outstanding | $246.9M |
| Shares & Deposits | $307.7M |
| Net Worth | $43.5M |
| Net Worth Ratio | 12.36% |
| Loan-to-Share Ratio | 80.2% |
| Delinquency Rate | 0.52% |
| Net Income | +$4,841,363 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations
14th Street Office
Main Office15 14th St S
Great Falls, MT 59401-3800
9th Street Office
901 8th Ave S
Great Falls, MT 59405
North Office
540 Smelter Ave NE
Great Falls, MT 59404
10th Avenue Office
2828 10th Ave S
Great Falls, MT 59405-3241
Who Can Join MONTANA?
Membership Type: Other/Unknown
Membership eligibility for MONTANA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MONTANA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Montana
Browse all federally insured credit unions in Montana, ranked by assets, members, and financial health score.
View Montana RankingsFrequently Asked Questions
Yes. MONTANA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MONTANA has 26,100 members and a potential membership field of 1,000,000 people.
MONTANA's net worth ratio is 12.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, MONTANA meets this threshold.
MONTANA operates 4 branch locations. The main office is located at 15 14th St S, Great Falls, MT 59401-3800.
MONTANA was established in 1940. It is a federal credit union chartered under charter number 4164. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MONTANA. All financial data is for informational purposes only.