MUNICIPAL EMPL.CREDIT UNION OF BALT
State-Chartered • BALTIMORE, Maryland • Est. 1936
Quick Facts
- Charter Number
- #66787
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- BALTIMORE, Maryland 21202
- Address
- 1 SOUTH ST
- Branches
- 10
- ATMs
- 9
- Members
- 93,228
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
93,228 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUNICIPAL EMPL.CREDIT UNION OF BALT |
|---|---|
| Total Assets | $1.3B |
| Members | 93,228 |
| Loans Outstanding | $812.6M |
| Shares & Deposits | $1.0B |
| Net Worth | $161.1M |
| Net Worth Ratio | 12.93% |
| Loan-to-Share Ratio | 78.2% |
| Delinquency Rate | 1.73% |
| Net Income | +$12,304,515 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 9 ATMs
Corporate Offices
Main Office1 South St
Baltimore, MD 21202
Harry Deitchman PJM Center
312 Martin Luther King Jr Blvd
Baltimore, MD 21201
Elmer Bernhardt Headquarters Branch
1 South St
Baltimore, MD 21202-3298
John T. O'Mailey Hamilton Center Branch
2337 E Northern Pkwy
Baltimore, MD 21214
Loch Ridge Center Branch
8507 Loch Raven Blvd
Baltimore, MD 21286
Who Can Join MUNICIPAL EMPL.CREDIT UNION OF BALT?
Membership Type: Community
Membership eligibility for MUNICIPAL EMPL.CREDIT UNION OF BALT may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUNICIPAL EMPL.CREDIT UNION OF BALT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. MUNICIPAL EMPL.CREDIT UNION OF BALT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MUNICIPAL EMPL.CREDIT UNION OF BALT has 93,228 members and a potential membership field of 585,708 people.
MUNICIPAL EMPL.CREDIT UNION OF BALT's net worth ratio is 12.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.9%, MUNICIPAL EMPL.CREDIT UNION OF BALT meets this threshold.
MUNICIPAL EMPL.CREDIT UNION OF BALT operates 10 branch locations and has access to 9 ATMs. The main office is located at 1 South St, Baltimore, MD 21202.
MUNICIPAL EMPL.CREDIT UNION OF BALT was established in 1936. It is a state-chartered credit union chartered under charter number 66787. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MUNICIPAL EMPL.CREDIT UNION OF BALT. All financial data is for informational purposes only.