NAVIGANT
State-Chartered • Smithfield, Rhode Island • Est. 1915
Quick Facts
- Charter Number
- #62882
- Type
- State-Chartered
- Established
- 1915
- Headquarters
- Smithfield, Rhode Island 02917
- Address
- 1005 Douglas Pike
- Branches
- 27
- ATMs
- 25
- Members
- 166,946
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
166,946 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAVIGANT |
|---|---|
| Total Assets | $4.1B |
| Members | 166,946 |
| Loans Outstanding | $3.6B |
| Shares & Deposits | $3.5B |
| Net Worth | $406.5M |
| Net Worth Ratio | 9.94% |
| Loan-to-Share Ratio | 101.1% |
| Delinquency Rate | 0.50% |
| Net Income | +$33,471,704 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
27 locations · 25 ATMs
Central Falls
693 Broad St
Central Falls, RI 02863
Chapel Four Corners
2086 Diamond Hill Rd
Cumberland, RI 02864-5531
Cumberland Hill
3291 Mendon Rd
Cumberland, RI 02864
Greenville
468 Putnam Pike
Greenville, RI 02828
Lincoln
185 Front St
Lincoln, RI 02865
Who Can Join NAVIGANT?
Membership Type: Community
Membership eligibility for NAVIGANT may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAVIGANT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Rhode Island RankingsFrequently Asked Questions
Yes. NAVIGANT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NAVIGANT has 166,946 members and a potential membership field of 1,112,308 people.
NAVIGANT's net worth ratio is 9.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, NAVIGANT meets this threshold.
NAVIGANT operates 27 branch locations and has access to 25 ATMs. The main office is located at 1005 Douglas Pike, Smithfield, RI 02917.
NAVIGANT was established in 1915. It is a state-chartered credit union chartered under charter number 62882. The institution has been serving members for 111 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NAVIGANT. All financial data is for informational purposes only.