NORTH STAR COMMUNITY
State-Chartered • Maddock, North Dakota • Est. 1940
Quick Facts
- Charter Number
- #62563
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Maddock, North Dakota 58348
- Address
- PO Box 10
- Branches
- 13
- ATMs
- 10
- Members
- 22,098
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
22,098 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH STAR COMMUNITY |
|---|---|
| Total Assets | $467.6M |
| Members | 22,098 |
| Loans Outstanding | $325.9M |
| Shares & Deposits | $389.4M |
| Net Worth | $63.8M |
| Net Worth Ratio | 13.63% |
| Loan-to-Share Ratio | 83.7% |
| Delinquency Rate | 2.28% |
| Net Income | +$7,230,155 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 10 ATMs
Maddock
Main Office109 Central Ave N
Maddock, ND 58348
Rugby
241 Highway 2 SE
Rugby, ND 58368
Bottineau
612 Main St
Bottineau, ND 58318
Cavalier
202 Division Ave S
Cavalier, ND 58220
Grafton
1225 Hill Ave
Grafton, ND 58237
Who Can Join NORTH STAR COMMUNITY?
Membership Type: Community
Membership eligibility for NORTH STAR COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH STAR COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Dakota RankingsFrequently Asked Questions
Yes. NORTH STAR COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH STAR COMMUNITY has 22,098 members and a potential membership field of 277,126 people.
NORTH STAR COMMUNITY's net worth ratio is 13.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, NORTH STAR COMMUNITY meets this threshold.
NORTH STAR COMMUNITY operates 13 branch locations and has access to 10 ATMs. The main office is located at 109 Central Ave N, Maddock, ND 58348.
NORTH STAR COMMUNITY was established in 1940. It is a state-chartered credit union chartered under charter number 62563. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH STAR COMMUNITY. All financial data is for informational purposes only.