PALMETTO CITIZENS
Federal • Columbia, South Carolina • Est. 1936
Quick Facts
- Charter Number
- #1472
- Type
- Federal
- Established
- 1936
- Headquarters
- Columbia, South Carolina 29250
- Address
- P.O. Box 5846
- Branches
- 15
- ATMs
- 42
- Members
- 86,171
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
86,171 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PALMETTO CITIZENS |
|---|---|
| Total Assets | $1.4B |
| Members | 86,171 |
| Loans Outstanding | $818.1M |
| Shares & Deposits | $1.1B |
| Net Worth | $192.9M |
| Net Worth Ratio | 13.34% |
| Loan-to-Share Ratio | 71.2% |
| Delinquency Rate | 1.07% |
| Net Income | +$27,868,834 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 42 ATMs
Palmetto Citizens FCU Administrative
Main Office1320 Washington St
Columbia, SC 29201-3382
Palmetto Citizens FCU - Millwood
3122 Millwood Ave
Columbia, SC 29205-1825
Palmetto Citizens FCU - Northeast
114 Atrium Way
Columbia, SC 29223
Palmetto Citizens FCU - Irmo
7816 Broad River Rd
Irmo, SC 29063
Palmetto Citizens FCU - Garners Ferry
7655 Garners Ferry Rd
Columbia, SC 29209-3857
Who Can Join PALMETTO CITIZENS?
Membership Type: Occupational
Membership eligibility for PALMETTO CITIZENS may vary. Contact the credit union directly to confirm qualification requirements.
Contact PALMETTO CITIZENS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. PALMETTO CITIZENS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PALMETTO CITIZENS has 86,171 members and a potential membership field of 704,634 people.
PALMETTO CITIZENS's net worth ratio is 13.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.3%, PALMETTO CITIZENS meets this threshold.
PALMETTO CITIZENS operates 15 branch locations and has access to 42 ATMs. The main office is located at 1320 Washington St, Columbia, SC 29201-3382.
PALMETTO CITIZENS was established in 1936. It is a federal credit union chartered under charter number 1472. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PALMETTO CITIZENS. All financial data is for informational purposes only.