PARK SIDE FINANCIAL
State-Chartered • Whitefish, Montana • Est. 1965
Quick Facts
- Charter Number
- #68647
- Type
- State-Chartered
- Established
- 1965
- Headquarters
- Whitefish, Montana 59937-2988
- Address
- 1300 Baker Ave
- Branches
- 8
- ATMs
- 7
- Members
- 30,155
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
30,155 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PARK SIDE FINANCIAL |
|---|---|
| Total Assets | $378.7M |
| Members | 30,155 |
| Loans Outstanding | $267.6M |
| Shares & Deposits | $341.4M |
| Net Worth | $35.3M |
| Net Worth Ratio | 9.32% |
| Loan-to-Share Ratio | 78.4% |
| Delinquency Rate | 0.21% |
| Net Income | +$1,441,099 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Whitefish
Main Office1300 Baker Ave
Whitefish, MT 59937-2988
Columbia Falls
1710 9th St W
Columbia Falls, MT 59912
Kalispell Sunset
660 Sunset Blvd
Kalispell, MT 59901-3604
Evergreen
2181 US Highway 2 E Ste 10
Kalispell, MT 59901-2858
Great Northern
2300 Great Northern Ave
Missoula, MT 59808-1977
Who Can Join PARK SIDE FINANCIAL?
Membership Type: Community
Membership eligibility for PARK SIDE FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact PARK SIDE FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. PARK SIDE FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PARK SIDE FINANCIAL has 30,155 members and a potential membership field of 374,000 people.
PARK SIDE FINANCIAL's net worth ratio is 9.32% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, PARK SIDE FINANCIAL meets this threshold.
PARK SIDE FINANCIAL operates 8 branch locations and has access to 7 ATMs. The main office is located at 1300 Baker Ave, Whitefish, MT 59937-2988.
PARK SIDE FINANCIAL was established in 1965. It is a state-chartered credit union chartered under charter number 68647. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PARK SIDE FINANCIAL. All financial data is for informational purposes only.