PATHWAY
State-Chartered • CLEVELAND, Tennessee • Est. 1967
Quick Facts
- Charter Number
- #68124
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- CLEVELAND, Tennessee 37320
- Address
- P O BOX 2035
- Branches
- 2
- Members
- 964
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
964 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PATHWAY |
|---|---|
| Total Assets | $6.8M |
| Members | 964 |
| Loans Outstanding | $5.6M |
| Shares & Deposits | $6.3M |
| Net Worth | $492K |
| Net Worth Ratio | 7.29% |
| Loan-to-Share Ratio | 87.9% |
| Delinquency Rate | 0.12% |
| Net Income | +$25,019 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
PATHWAY CREDIT UNION
Main Office2751 RALPH BUCKNER BLVD NE
CLEVELAND, TN 37311-1454
CSPI
175 Cabot St ste 210
Lowell, MA 01854-3635
Who Can Join PATHWAY?
Membership Type: Community
Membership eligibility for PATHWAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact PATHWAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. PATHWAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PATHWAY has 964 members and a potential membership field of 5,000 people.
PATHWAY's net worth ratio is 7.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.3%, PATHWAY meets this threshold.
PATHWAY operates 2 branch locations. The main office is located at 2751 RALPH BUCKNER BLVD NE, CLEVELAND, TN 37311-1454.
PATHWAY was established in 1967. It is a state-chartered credit union chartered under charter number 68124. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PATHWAY. All financial data is for informational purposes only.