PEOPLES
Federal • Nitro, West Virginia • Est. 1965
Quick Facts
- Charter Number
- #16993
- Type
- Federal
- Established
- 1965
- Headquarters
- Nitro, West Virginia 25143-2313
- Address
- 419 1st Ave S
- Branches
- 4
- ATMs
- 5
- Members
- 10,746
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
10,746 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLES |
|---|---|
| Total Assets | $128.4M |
| Members | 10,746 |
| Loans Outstanding | $96.0M |
| Shares & Deposits | $106.8M |
| Net Worth | $21.0M |
| Net Worth Ratio | 16.31% |
| Loan-to-Share Ratio | 90.0% |
| Delinquency Rate | 2.73% |
| Net Income | +$3,040,737 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 5 ATMs
Main
Main Office419 1st Ave S
Nitro, WV 25143-2313
Point Pleasant
2101 Jackson Ave
Point Pleasant, WV 25550-1936
People FCU Eleanor
900 Roosevelt Boulevard
Eleanor, WV 25070
Cross Lanes
102 Lakeview Dr
Cross Lanes, WV 25313-1466
Who Can Join PEOPLES?
Membership Type: Other/Unknown
Membership eligibility for PEOPLES may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. PEOPLES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PEOPLES has 10,746 members and a potential membership field of 200,000 people.
PEOPLES's net worth ratio is 16.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.3%, PEOPLES meets this threshold.
PEOPLES operates 4 branch locations and has access to 5 ATMs. The main office is located at 419 1st Ave S, Nitro, WV 25143-2313.
PEOPLES was established in 1965. It is a federal credit union chartered under charter number 16993. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLES. All financial data is for informational purposes only.