PIONEER APPALACHIA
Federal • Charleston, West Virginia • Est. 1940
Quick Facts
- Charter Number
- #3576
- Type
- Federal
- Established
- 1940
- Headquarters
- Charleston, West Virginia 25301
- Address
- 1316 Kanawha Blvd E
- Branches
- 5
- ATMs
- 6
- Members
- 15,237
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
15,237 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PIONEER APPALACHIA |
|---|---|
| Total Assets | $238.8M |
| Members | 15,237 |
| Loans Outstanding | $135.3M |
| Shares & Deposits | $211.0M |
| Net Worth | $27.0M |
| Net Worth Ratio | 11.29% |
| Loan-to-Share Ratio | 64.2% |
| Delinquency Rate | 0.16% |
| Net Income | +$1,827,910 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 6 ATMs
Main Office
Main Office1316 Kanawha Blvd E
Charleston, WV 25301
South Charleston
4802 MacCorkle Ave SW
South Charleston, WV 25309
Guyandotte
416 Main St
Huntington, WV 25702
Teays Valley
3746 Teays Valley Rd
Hurricane, WV 25526-9553
University Town Center - Morgantown
8980 University Town Centre Drive
Morgantown, WV 26501
Who Can Join PIONEER APPALACHIA?
Membership Type: Occupational
Membership eligibility for PIONEER APPALACHIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact PIONEER APPALACHIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
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View West Virginia RankingsFrequently Asked Questions
Yes. PIONEER APPALACHIA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PIONEER APPALACHIA has 15,237 members and a potential membership field of 3,100,000 people.
PIONEER APPALACHIA's net worth ratio is 11.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, PIONEER APPALACHIA meets this threshold.
PIONEER APPALACHIA operates 5 branch locations and has access to 6 ATMs. The main office is located at 1316 Kanawha Blvd E, Charleston, WV 25301.
PIONEER APPALACHIA was established in 1940. It is a federal credit union chartered under charter number 3576. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PIONEER APPALACHIA. All financial data is for informational purposes only.