POINT BREEZE
State-Chartered • Hunt Valley, Maryland • Est. 1935
Quick Facts
- Charter Number
- #66585
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Hunt Valley, Maryland 21031-1404
- Address
- 11104 McCormick Rd
- Branches
- 6
- ATMs
- 5
- Members
- 67,330
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
67,330 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POINT BREEZE |
|---|---|
| Total Assets | $968.3M |
| Members | 67,330 |
| Loans Outstanding | $691.9M |
| Shares & Deposits | $828.7M |
| Net Worth | $131.6M |
| Net Worth Ratio | 13.66% |
| Loan-to-Share Ratio | 83.5% |
| Delinquency Rate | 0.43% |
| Net Income | +$6,867,527 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 5 ATMs
Hunt Valley
Main Office11104 McCormick Rd
Hunt Valley, MD 21031-1404
Bel Air
410 S Atwood Rd
Bel Air, MD 21014-4170
Rosedale
5 Philadelphia Ct
Baltimore, MD 21237
Westminster
405 Englar Rd
Westminster, MD 21157-4851
Owings Mills
10110 Reisterstown Rd
Owings Mills, MD 21117-3815
Who Can Join POINT BREEZE?
Membership Type: Community
Membership eligibility for POINT BREEZE may vary. Contact the credit union directly to confirm qualification requirements.
Contact POINT BREEZE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. POINT BREEZE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, POINT BREEZE has 67,330 members and a potential membership field of 369,000 people.
POINT BREEZE's net worth ratio is 13.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.7%, POINT BREEZE meets this threshold.
POINT BREEZE operates 6 branch locations and has access to 5 ATMs. The main office is located at 11104 McCormick Rd, Hunt Valley, MD 21031-1404.
POINT BREEZE was established in 1935. It is a state-chartered credit union chartered under charter number 66585. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or POINT BREEZE. All financial data is for informational purposes only.