RAILWAY
State-Chartered • MANDAN, North Dakota • Est. 1954
Quick Facts
- Charter Number
- #60787
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- MANDAN, North Dakota 58554-3762
- Address
- 1006 E MAIN ST
- Branches
- 3
- ATMs
- 3
- Members
- 8,449
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,449 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RAILWAY |
|---|---|
| Total Assets | $199.4M |
| Members | 8,449 |
| Loans Outstanding | $142.9M |
| Shares & Deposits | $172.4M |
| Net Worth | $24.7M |
| Net Worth Ratio | 12.39% |
| Loan-to-Share Ratio | 82.9% |
| Delinquency Rate | 0.52% |
| Net Income | +$2,001,716 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Railway Credit Union
Main Office1006 E Main St
Mandan, ND 58554-3762
Railway Credit Union
3005 Rock Island Pl
Bismarck, ND 58504
Railway Credit Union
300 1st St SW
Mandan, ND 58554-4157
Who Can Join RAILWAY?
Membership Type: Community
Membership eligibility for RAILWAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact RAILWAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Browse all federally insured credit unions in North Dakota, ranked by assets, members, and financial health score.
View North Dakota RankingsFrequently Asked Questions
Yes. RAILWAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RAILWAY has 8,449 members and a potential membership field of 52,500 people.
RAILWAY's net worth ratio is 12.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, RAILWAY meets this threshold.
RAILWAY operates 3 branch locations and has access to 3 ATMs. The main office is located at 1006 E Main St, Mandan, ND 58554-3762.
RAILWAY was established in 1954. It is a state-chartered credit union chartered under charter number 60787. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RAILWAY. All financial data is for informational purposes only.