RHODE ISLAND
State-Chartered • Warwick, Rhode Island • Est. 1946
Quick Facts
- Charter Number
- #67269
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- Warwick, Rhode Island 02888
- Address
- 95 Jefferson Blvd
- Branches
- 9
- ATMs
- 6
- Members
- 27,680
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
27,680 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RHODE ISLAND |
|---|---|
| Total Assets | $418.5M |
| Members | 27,680 |
| Loans Outstanding | $300.9M |
| Shares & Deposits | $370.2M |
| Net Worth | $43.7M |
| Net Worth Ratio | 10.43% |
| Loan-to-Share Ratio | 81.3% |
| Delinquency Rate | 0.46% |
| Net Income | +$952,787 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 6 ATMs
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160 Francis St
Providence, RI 02903-1118
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50 Lower College Rd
Kingston, RI 02881
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60 N Main St
Pascoag, RI 02859-3137
Rhode Island Credit Union
860 Reservoir Ave
Cranston, RI 02910-4414
Rhode Island Credit Union
390 Metacom Ave
Bristol, RI 02809
Who Can Join RHODE ISLAND?
Membership Type: Community
Membership eligibility for RHODE ISLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact RHODE ISLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Rhode Island RankingsFrequently Asked Questions
Yes. RHODE ISLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RHODE ISLAND has 27,680 members and a potential membership field of 200,000 people.
RHODE ISLAND's net worth ratio is 10.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, RHODE ISLAND meets this threshold.
RHODE ISLAND operates 9 branch locations and has access to 6 ATMs. The main office is located at 95 Jefferson Blvd, Warwick, RI 02888.
RHODE ISLAND was established in 1946. It is a state-chartered credit union chartered under charter number 67269. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RHODE ISLAND. All financial data is for informational purposes only.