ROCKY MOUNTAIN
Federal • Helena, Montana • Est. 1940
Quick Facts
- Charter Number
- #97110
- Type
- Federal
- Established
- 1940
- Headquarters
- Helena, Montana 59602
- Address
- 3400 N Montana Ave
- Branches
- 7
- ATMs
- 6
- Members
- 24,538
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
24,538 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROCKY MOUNTAIN |
|---|---|
| Total Assets | $419.5M |
| Members | 24,538 |
| Loans Outstanding | $263.8M |
| Shares & Deposits | $359.3M |
| Net Worth | $36.9M |
| Net Worth Ratio | 8.80% |
| Loan-to-Share Ratio | 73.4% |
| Delinquency Rate | 1.13% |
| Net Income | +$4,748,007 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
North Montana
Main Office3400 N Montana Ave
Helena, MT 59602
Bozeman Branch
8645 Huffine Ln
Bozeman, MT 59718-7564
11th Avenue Branch
1820 11th Ave
Helena, MT 59601
Butte Branch
2101 Yale Ave
Butte, MT 59701
Baxter Branch
1840 Baxter Dr
Bozeman, MT 59715
Who Can Join ROCKY MOUNTAIN?
Membership Type: Community
Membership eligibility for ROCKY MOUNTAIN may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROCKY MOUNTAIN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. ROCKY MOUNTAIN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROCKY MOUNTAIN has 24,538 members and a potential membership field of 358,435 people.
ROCKY MOUNTAIN's net worth ratio is 8.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, ROCKY MOUNTAIN meets this threshold.
ROCKY MOUNTAIN operates 7 branch locations and has access to 6 ATMs. The main office is located at 3400 N Montana Ave, Helena, MT 59602.
ROCKY MOUNTAIN was established in 1940. It is a federal credit union chartered under charter number 97110. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROCKY MOUNTAIN. All financial data is for informational purposes only.