RURAL COOPERATIVES
State-Chartered • Louisville, Kentucky • Est. 1964
Quick Facts
- Charter Number
- #61693
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- Louisville, Kentucky 40232-2170
- Address
- PO Box 32170
- Branches
- 2
- Members
- 3,094
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,094 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RURAL COOPERATIVES |
|---|---|
| Total Assets | $33.7M |
| Members | 3,094 |
| Loans Outstanding | $10.1M |
| Shares & Deposits | $29.2M |
| Net Worth | $4.0M |
| Net Worth Ratio | 11.98% |
| Loan-to-Share Ratio | 34.5% |
| Delinquency Rate | 0.25% |
| Net Income | $-220,143 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Louisville Office
Main Office1630 Lyndon Farm Ct Ste 201
Louisville, KY 40223
Paradise Office
13246 State Route 176
Drakesboro, KY 42337
Who Can Join RURAL COOPERATIVES?
Membership Type: Community
Membership eligibility for RURAL COOPERATIVES may vary. Contact the credit union directly to confirm qualification requirements.
Contact RURAL COOPERATIVES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. RURAL COOPERATIVES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RURAL COOPERATIVES has 3,094 members and a potential membership field of 7,000 people.
RURAL COOPERATIVES's net worth ratio is 11.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, RURAL COOPERATIVES meets this threshold.
RURAL COOPERATIVES operates 2 branch locations. The main office is located at 1630 Lyndon Farm Ct Ste 201, Louisville, KY 40223.
RURAL COOPERATIVES was established in 1964. It is a state-chartered credit union chartered under charter number 61693. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RURAL COOPERATIVES. All financial data is for informational purposes only.