S. C. STATE
Federal • Columbia, South Carolina • Est. 1952
Quick Facts
- Charter Number
- #24824
- Type
- Federal
- Established
- 1952
- Headquarters
- Columbia, South Carolina 29202
- Address
- P.O. Box 726
- Branches
- 19
- ATMs
- 21
- Members
- 93,958
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
93,958 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | S. C. STATE |
|---|---|
| Total Assets | $1.4B |
| Members | 93,958 |
| Loans Outstanding | $859.1M |
| Shares & Deposits | $1.2B |
| Net Worth | $213.7M |
| Net Worth Ratio | 15.03% |
| Loan-to-Share Ratio | 71.9% |
| Delinquency Rate | 0.92% |
| Net Income | +$36,010,339 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
19 locations · 21 ATMs
Corporate Office
Main Office800 Huger St
Columbia, SC 29201-3620
Aiken Branch
190 Beaufort St NE
Aiken, SC 29801-4401
Anderson
1825 E Greenville St
Anderson, SC 29621-2034
Broad River Road
7438 Broad River Rd
Irmo, SC 29063
Charleston
6750 Rivers Ave
North Charleston, SC 29406-4822
Who Can Join S. C. STATE?
Membership Type: Community
Membership eligibility for S. C. STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact S. C. STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. S. C. STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, S. C. STATE has 93,958 members and a potential membership field of 1,500,000 people.
S. C. STATE's net worth ratio is 15.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.0%, S. C. STATE meets this threshold.
S. C. STATE operates 19 branch locations and has access to 21 ATMs. The main office is located at 800 Huger St, Columbia, SC 29201-3620.
S. C. STATE was established in 1952. It is a federal credit union chartered under charter number 24824. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or S. C. STATE. All financial data is for informational purposes only.