SELF-HELP
Federal • Durham, North Carolina • Est. 2008
Quick Facts
- Charter Number
- #24802
- Type
- Federal
- Established
- 2008
- Headquarters
- Durham, North Carolina 27701
- Address
- 301 W Main Street
- Branches
- 46
- ATMs
- 39
- Members
- 145,945
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
145,945 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SELF-HELP |
|---|---|
| Total Assets | $2.4B |
| Members | 145,945 |
| Loans Outstanding | $1.6B |
| Shares & Deposits | $1.7B |
| Net Worth | $622.2M |
| Net Worth Ratio | 26.06% |
| Loan-to-Share Ratio | 93.2% |
| Delinquency Rate | 0.87% |
| Net Income | +$23,558,301 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
46 locations · 39 ATMs
Durham
Main Office301 W Main St
Durham, NC 27701-3215
Riverbank
2256 Patterson Rd
Riverbank, CA 95367-9647
Oakland
1432 7th St
Oakland, CA 94607-1931
Oakland HQ
1970 Broadway Ste 350
Oakland, CA 94612-2238
Bakersfield
2100 H St
Bakersfield, CA 93301
Who Can Join SELF-HELP?
Membership Type: Occupational
Membership eligibility for SELF-HELP may vary. Contact the credit union directly to confirm qualification requirements.
Contact SELF-HELP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Browse all federally insured credit unions in North Carolina, ranked by assets, members, and financial health score.
View North Carolina RankingsFrequently Asked Questions
Yes. SELF-HELP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SELF-HELP has 145,945 members and a potential membership field of 1,125,000 people.
SELF-HELP's net worth ratio is 26.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 26.1%, SELF-HELP meets this threshold.
SELF-HELP operates 46 branch locations and has access to 39 ATMs. The main office is located at 301 W Main St, Durham, NC 27701-3215.
SELF-HELP was established in 2008. It is a federal credit union chartered under charter number 24802. The institution has been serving members for 18 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SELF-HELP. All financial data is for informational purposes only.