SELF-HELP
State-Chartered • DURHAM, North Carolina • Est. 1983
Quick Facts
- Charter Number
- #66258
- Type
- State-Chartered
- Established
- 1983
- Headquarters
- DURHAM, North Carolina 27701-3227
- Address
- 301 W. MAIN ST
- Branches
- 37
- ATMs
- 25
- Members
- 99,599
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
99,599 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SELF-HELP |
|---|---|
| Total Assets | $2.2B |
| Members | 99,599 |
| Loans Outstanding | $1.9B |
| Shares & Deposits | $1.6B |
| Net Worth | $519.7M |
| Net Worth Ratio | 24.04% |
| Loan-to-Share Ratio | 118.5% |
| Delinquency Rate | 1.86% |
| Net Income | +$32,579,780 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
37 locations · 25 ATMs
Headquarters
Main Office301 W Main St
Durham, NC 27701
Wilmington
307 S College Rd
Wilmington, NC 28403
Hendersonville
100 Dana Rd
Hendersonville, NC 28792
S. Asheville
1911 Hendersonville Rd
Asheville, NC 28803
Brevard
40 Forest Gate Dr
Pisgah Forest, NC 28768-7929
Who Can Join SELF-HELP?
Membership Type: Community
Membership eligibility for SELF-HELP may vary. Contact the credit union directly to confirm qualification requirements.
Contact SELF-HELP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. SELF-HELP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SELF-HELP has 99,599 members and a potential membership field of 5,334,000 people.
SELF-HELP's net worth ratio is 24.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 24.0%, SELF-HELP meets this threshold.
SELF-HELP operates 37 branch locations and has access to 25 ATMs. The main office is located at 301 W Main St, Durham, NC 27701.
SELF-HELP was established in 1983. It is a state-chartered credit union chartered under charter number 66258. The institution has been serving members for 43 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SELF-HELP. All financial data is for informational purposes only.