SIGNET
Federal • Paducah, Kentucky • Est. 1982
Quick Facts
- Charter Number
- #23949
- Type
- Federal
- Established
- 1982
- Headquarters
- Paducah, Kentucky 42002
- Address
- PO Box 426
- Branches
- 4
- ATMs
- 5
- Members
- 22,732
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
22,732 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIGNET |
|---|---|
| Total Assets | $374.8M |
| Members | 22,732 |
| Loans Outstanding | $222.7M |
| Shares & Deposits | $309.5M |
| Net Worth | $64.0M |
| Net Worth Ratio | 17.08% |
| Loan-to-Share Ratio | 72.0% |
| Delinquency Rate | 0.99% |
| Net Income | +$3,660,310 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 5 ATMs
Main
Main Office163 Pecan CT
Paducah, KY 42001
Tully
333 Tully St
Paducah, KY 42003-0171
New Holt
2450 New Holt Rd
Paducah, KY 42001-7455
Mayfield
402 Charles Dr
Mayfield, KY 42066-6846
Who Can Join SIGNET?
Membership Type: Community
Membership eligibility for SIGNET may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIGNET directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. SIGNET is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SIGNET has 22,732 members and a potential membership field of 200,000 people.
SIGNET's net worth ratio is 17.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.1%, SIGNET meets this threshold.
SIGNET operates 4 branch locations and has access to 5 ATMs. The main office is located at 163 Pecan CT, Paducah, KY 42001.
SIGNET was established in 1982. It is a federal credit union chartered under charter number 23949. The institution has been serving members for 44 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SIGNET. All financial data is for informational purposes only.