SOUTH CAROLINA
Federal • NORTH CHARLESTO, South Carolina • Est. 1936
Quick Facts
- Charter Number
- #1022
- Type
- Federal
- Established
- 1936
- Headquarters
- NORTH CHARLESTO, South Carolina 29419-9012
- Address
- PO BOX 190012
- Branches
- 33
- ATMs
- 30
- Members
- 155,333
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
155,333 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH CAROLINA |
|---|---|
| Total Assets | $2.5B |
| Members | 155,333 |
| Loans Outstanding | $1.9B |
| Shares & Deposits | $2.0B |
| Net Worth | $332.5M |
| Net Worth Ratio | 13.23% |
| Loan-to-Share Ratio | 95.6% |
| Delinquency Rate | 0.91% |
| Net Income | +$28,353,842 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
33 locations · 30 ATMs
Rivers Ave #1
Main Office2175 Credit Union Ln
North Charleston, SC 29406-4915
Columbia Forest Drive
4503 Forest Dr
Columbia, SC 29206-3124
Downtown
140 Bee St
Charleston, SC 29401-5701
East Cooper
910 Houston Northcutt Blvd
Mt Pleasant, SC 29464
Goose Creek
82 Bridgetown Rd
Goose Creek, SC 29445
Who Can Join SOUTH CAROLINA?
Membership Type: Occupational
Membership eligibility for SOUTH CAROLINA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH CAROLINA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
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View South Carolina RankingsFrequently Asked Questions
Yes. SOUTH CAROLINA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTH CAROLINA has 155,333 members and a potential membership field of 1,946,084 people.
SOUTH CAROLINA's net worth ratio is 13.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.2%, SOUTH CAROLINA meets this threshold.
SOUTH CAROLINA operates 33 branch locations and has access to 30 ATMs. The main office is located at 2175 Credit Union Ln, North Charleston, SC 29406-4915.
SOUTH CAROLINA was established in 1936. It is a federal credit union chartered under charter number 1022. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH CAROLINA. All financial data is for informational purposes only.