STAR USA
Federal • Charleston, West Virginia • Est. 1936
Quick Facts
- Charter Number
- #911
- Type
- Federal
- Established
- 1936
- Headquarters
- Charleston, West Virginia 25314-1089
- Address
- 1 Cantley Dr
- Branches
- 6
- ATMs
- 5
- Members
- 14,135
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
14,135 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STAR USA |
|---|---|
| Total Assets | $157.3M |
| Members | 14,135 |
| Loans Outstanding | $107.9M |
| Shares & Deposits | $131.9M |
| Net Worth | $15.7M |
| Net Worth Ratio | 9.98% |
| Loan-to-Share Ratio | 81.8% |
| Delinquency Rate | 1.24% |
| Net Income | $-146,855 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 5 ATMs
Star USA - Main Office
Main Office1 Cantley Dr
Charleston, WV 25314-1089
Beckley Office
3871 Robert C Byrd Dr
Beckley, WV 25801-2964
Huntington
607 3rd Ave
Huntington, WV 25701-1308
Huntington VA
1540 Spring Valley Dr
Huntington, WV 25704-9501
Teays Valley
3955 Teays Valley Rd
Hurricane, WV 25526-9604
Who Can Join STAR USA?
Membership Type: Other/Unknown
Membership eligibility for STAR USA may vary. Contact the credit union directly to confirm qualification requirements.
Contact STAR USA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. STAR USA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, STAR USA has 14,135 members and a potential membership field of 477,347 people.
STAR USA's net worth ratio is 9.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, STAR USA meets this threshold.
STAR USA operates 6 branch locations and has access to 5 ATMs. The main office is located at 1 Cantley Dr, Charleston, WV 25314-1089.
STAR USA was established in 1936. It is a federal credit union chartered under charter number 911. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or STAR USA. All financial data is for informational purposes only.