TENNESSEE VALLEY
Federal • Chattanooga, Tennessee • Est. 1936
Quick Facts
- Charter Number
- #1520
- Type
- Federal
- Established
- 1936
- Headquarters
- Chattanooga, Tennessee 37422-3967
- Address
- PO Box 23967
- Branches
- 30
- ATMs
- 32
- Members
- 174,941
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
174,941 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TENNESSEE VALLEY |
|---|---|
| Total Assets | $3.1B |
| Members | 174,941 |
| Loans Outstanding | $2.2B |
| Shares & Deposits | $2.6B |
| Net Worth | $455.9M |
| Net Worth Ratio | 14.68% |
| Loan-to-Share Ratio | 85.3% |
| Delinquency Rate | 0.79% |
| Net Income | +$58,155,677 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
30 locations · 32 ATMs
Chattanooga - Admin
Main Office535 Chestnut St
Chattanooga, TN 37402
Hamilton Place Branch
7442 Commons Blvd
Chattanooga, TN 37421
City Center Branch
728 Market St
Chattanooga, TN 37402
Eastgate Branch
491 Greenway View Dr
Chattanooga, TN 37411
Highway 58 Branch
4974 Highway 58
Chattanooga, TN 37416
Who Can Join TENNESSEE VALLEY?
Membership Type: Other/Unknown
Membership eligibility for TENNESSEE VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TENNESSEE VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. TENNESSEE VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TENNESSEE VALLEY has 174,941 members and a potential membership field of 1,041,503 people.
TENNESSEE VALLEY's net worth ratio is 14.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.7%, TENNESSEE VALLEY meets this threshold.
TENNESSEE VALLEY operates 30 branch locations and has access to 32 ATMs. The main office is located at 535 Chestnut St, Chattanooga, TN 37402.
TENNESSEE VALLEY was established in 1936. It is a federal credit union chartered under charter number 1520. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TENNESSEE VALLEY. All financial data is for informational purposes only.