TOWER
Federal • LAUREL, Maryland • Est. 1953
Quick Facts
- Charter Number
- #8333
- Type
- Federal
- Established
- 1953
- Headquarters
- LAUREL, Maryland 20725
- Address
- PO BOX 1280
- Branches
- 17
- ATMs
- 15
- Members
- 216,226
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
216,226 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TOWER |
|---|---|
| Total Assets | $4.8B |
| Members | 216,226 |
| Loans Outstanding | $3.6B |
| Shares & Deposits | $4.1B |
| Net Worth | $686.8M |
| Net Worth Ratio | 14.34% |
| Loan-to-Share Ratio | 88.4% |
| Delinquency Rate | 0.45% |
| Net Income | +$68,601,035 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
17 locations · 15 ATMs
Laurel Headquarters
Main Office7901 Sandy Spring Rd
Laurel, MD 20707
Arundel Mills Branch
7065 Arundel Mills Blvd
Hanover, MD 21076
FANX Branch
840 Elkridge Landing Rd
Linthicum, MD 21090
Laurel Branch
7901 Sandy Spring Rd
Laurel, MD 20707
Ellicott City
9150 Baltimore National Pike Ste 12
Ellicott City, MD 21042
Who Can Join TOWER?
Membership Type: Community
Membership eligibility for TOWER may vary. Contact the credit union directly to confirm qualification requirements.
Contact TOWER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. TOWER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TOWER has 216,226 members and a potential membership field of 216,226 people.
TOWER's net worth ratio is 14.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.3%, TOWER meets this threshold.
TOWER operates 17 branch locations and has access to 15 ATMs. The main office is located at 7901 Sandy Spring Rd, Laurel, MD 20707.
TOWER was established in 1953. It is a federal credit union chartered under charter number 8333. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TOWER. All financial data is for informational purposes only.