TRANSCEND
State-Chartered • Louisville, Kentucky • Est. 1934
Quick Facts
- Charter Number
- #68666
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Louisville, Kentucky 40261-0303
- Address
- P. O. Box 18303
- Branches
- 6
- ATMs
- 6
- Members
- 49,871
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
49,871 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRANSCEND |
|---|---|
| Total Assets | $571.8M |
| Members | 49,871 |
| Loans Outstanding | $409.1M |
| Shares & Deposits | $461.8M |
| Net Worth | $75.1M |
| Net Worth Ratio | 13.14% |
| Loan-to-Share Ratio | 88.6% |
| Delinquency Rate | 0.18% |
| Net Income | +$7,534,097 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Main Office
Main Office3740 Bardstown Rd
Louisville, KY 40218-2209
Downtown
601 S Floyd St Ste 100
Louisville, KY 40202
Lexington Branch
2549 Regency Rd Ste 105
Lexington, KY 40503
Okolona
4816 Outer Loop
Louisville, KY 40219-3302
Dixie
4652 Dixie Hwy
Shively, KY 40216
Who Can Join TRANSCEND?
Membership Type: Community
Membership eligibility for TRANSCEND may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRANSCEND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. TRANSCEND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRANSCEND has 49,871 members and a potential membership field of 1,961,333 people.
TRANSCEND's net worth ratio is 13.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.1%, TRANSCEND meets this threshold.
TRANSCEND operates 6 branch locations and has access to 6 ATMs. The main office is located at 3740 Bardstown Rd, Louisville, KY 40218-2209.
TRANSCEND was established in 1934. It is a state-chartered credit union chartered under charter number 68666. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRANSCEND. All financial data is for informational purposes only.