UNIVERSITY OF KENTUCKY
Federal • Lexington, Kentucky • Est. 1937
Quick Facts
- Charter Number
- #24165
- Type
- Federal
- Established
- 1937
- Headquarters
- Lexington, Kentucky 40509
- Address
- 1730 Alysheba Way
- Branches
- 9
- ATMs
- 8
- Members
- 111,889
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
111,889 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY OF KENTUCKY |
|---|---|
| Total Assets | $1.6B |
| Members | 111,889 |
| Loans Outstanding | $1.4B |
| Shares & Deposits | $1.3B |
| Net Worth | $184.4M |
| Net Worth Ratio | 11.19% |
| Loan-to-Share Ratio | 110.4% |
| Delinquency Rate | 0.85% |
| Net Income | +$22,058,749 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 8 ATMs
Hamburg Branch
2557 Sir Barton Way
Lexington, KY 40509
South Broadway Branch
603 S Broadway
Lexington, KY 40508-3125
UK Student Center Branch
160 Avenue of Champions
Lexington, KY 40526-2010
Reynolds Road Branch
370 Meijer Way
Lexington, KY 40503
Beaumont
940 Midnight Pass
Lexington, KY 40513
Who Can Join UNIVERSITY OF KENTUCKY?
Membership Type: Community
Membership eligibility for UNIVERSITY OF KENTUCKY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY OF KENTUCKY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. UNIVERSITY OF KENTUCKY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNIVERSITY OF KENTUCKY has 111,889 members and a potential membership field of 890,819 people.
UNIVERSITY OF KENTUCKY's net worth ratio is 11.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, UNIVERSITY OF KENTUCKY meets this threshold.
UNIVERSITY OF KENTUCKY operates 9 branch locations and has access to 8 ATMs. The main office is located at 1730 Alysheba Way, Lexington, KY 40509.
UNIVERSITY OF KENTUCKY was established in 1937. It is a federal credit union chartered under charter number 24165. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY OF KENTUCKY. All financial data is for informational purposes only.