WEST COMMUNITY
State-Chartered • O Fallon, Missouri • Est. 1936
Quick Facts
- Charter Number
- #62801
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- O Fallon, Missouri 63368-8294
- Address
- 4161 Highway K
- Branches
- 10
- ATMs
- 10
- Members
- 32,286
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
32,286 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WEST COMMUNITY |
|---|---|
| Total Assets | $491.3M |
| Members | 32,286 |
| Loans Outstanding | $410.5M |
| Shares & Deposits | $416.3M |
| Net Worth | $41.9M |
| Net Worth Ratio | 8.52% |
| Loan-to-Share Ratio | 98.6% |
| Delinquency Rate | 1.13% |
| Net Income | +$6,726,507 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 10 ATMs
O'Fallon
Main Office4161 Highway K
O Fallon, MO 63368-8294
Brentwood
2345 S Brentwood Blvd
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Kirkwood
465 S Kirkwood Rd
Saint Louis, MO 63122-6119
Tigers Community Credit Union
308 S 9th St Ste 114
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Tigers Community Credit Union
3310 Bluff Creek Dr Ste 101
Columbia, MO 65201
Who Can Join WEST COMMUNITY?
Membership Type: Community
Membership eligibility for WEST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WEST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. WEST COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WEST COMMUNITY has 32,286 members and a potential membership field of 1,709,975 people.
WEST COMMUNITY's net worth ratio is 8.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.5%, WEST COMMUNITY meets this threshold.
WEST COMMUNITY operates 10 branch locations and has access to 10 ATMs. The main office is located at 4161 Highway K, O Fallon, MO 63368-8294.
WEST COMMUNITY was established in 1936. It is a state-chartered credit union chartered under charter number 62801. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WEST COMMUNITY. All financial data is for informational purposes only.