WESTERLY COMMUNITY
State-Chartered • Wakefield, Rhode Island • Est. 1948
Quick Facts
- Charter Number
- #67270
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- Wakefield, Rhode Island 02879-2283
- Address
- 4979 Tower Hill Road
- Branches
- 5
- ATMs
- 5
- Members
- 21,604
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
21,604 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTERLY COMMUNITY |
|---|---|
| Total Assets | $506.6M |
| Members | 21,604 |
| Loans Outstanding | $409.2M |
| Shares & Deposits | $439.0M |
| Net Worth | $46.6M |
| Net Worth Ratio | 9.30% |
| Loan-to-Share Ratio | 93.2% |
| Delinquency Rate | 0.24% |
| Net Income | +$4,420,323 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Granite Street Office
122 Granite St
Westerly, RI 02891
Dunn's Corner Branch
244 Post Rd
Westerly, RI 02891
Richmond Branch
64 Kingstown Rd
Wyoming, RI 02898
Wakefield Branch & Operation Center
Main Office4979 Tower Hill Rd
Wakefield, RI 02879-2283
Coventry Branch
2405 Nooseneck Hill Rd
Coventry, RI 02816
Who Can Join WESTERLY COMMUNITY?
Membership Type: Community
Membership eligibility for WESTERLY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTERLY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Rhode Island RankingsFrequently Asked Questions
Yes. WESTERLY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WESTERLY COMMUNITY has 21,604 members and a potential membership field of 410,230 people.
WESTERLY COMMUNITY's net worth ratio is 9.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, WESTERLY COMMUNITY meets this threshold.
WESTERLY COMMUNITY operates 5 branch locations and has access to 5 ATMs. The main office is located at 4979 Tower Hill Rd, Wakefield, RI 02879-2283.
WESTERLY COMMUNITY was established in 1948. It is a state-chartered credit union chartered under charter number 67270. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WESTERLY COMMUNITY. All financial data is for informational purposes only.